Terms and Conditions for nivoraplax.sbs
Please read these terms before using our site. By continuing to use nivoraplax.sbs, you agree to these conditions and Malaysian laws for financial information sites.
Last updated January 3, 2026
Acceptance of terms
By using nivoraplax.sbs, you confirm your acknowledgement and acceptance of the terms published here. Continued use signifies your agreement to comply with these requirements.
Definitions
Key words in these terms have specific meanings as outlined here for transparency.
'Site' means the nivoraplax.sbs website and content published by Azman Rahim.
'User' refers to anyone accessing or using our content, whether as a visitor or registered subscriber.
'Content' includes articles, blog posts, messages, and information offered on nivoraplax.sbs.
'Personal Data' covers all information by which a user may be identified.
Proper use of our service
The website is designed for informational use. Respectful, lawful usage is expected of everyone. Do not use the site for illegal or harmful activities.
Eligibility
This website is intended for Malaysian users over 18 years old. Users confirm they are legally permitted to view and participate.
18+ only
User responsibilities
Users are responsible for the accuracy of information they contribute and for following all laws.
Prohibited activities
The website must not be misused or accessed for any improper purpose.
Intellectual property ownership
All original content, including articles and designs, remains the intellectual property of Azman Rahim or nivoraplax.sbs unless otherwise stated. No copying without written consent.
User-contributed content
If users submit ideas or stories, they grant nivoraplax.sbs the right to publish them under agreed terms.
Rights to user content submitted
By sharing content, users warrant it is theirs to share and not infringing on others’ intellectual property.
How we treat your privacy
We respect your privacy rights, details of which are outlined in our full Privacy Policy below. Read carefully before using our website.
Privacy Policy detailsImportant disclaimers and limits
All content here is for general guidance. No guarantee is given regarding outcomes or results. Results may vary.
Responsibility notice
Never invest or take action solely based on site content. Individual situations differ. Always consider seeking independent advice. Past performance does not guarantee future results.
Liability limitations explained
nivoraplax.sbs is not responsible for losses from reliance on site content. Users use the information at their own discretion.
Indemnification
Users agree to protect nivoraplax.sbs and its author from any claims arising out of their use of the website or shared content.
Resolving disagreements
Malaysian law governs disputes. We encourage users to contact us for amicable resolution first.
Arbitration
Disputes may be referred to Malaysian arbitration in line with local rules.
Informal contact is encouraged before legal steps are taken.
Online dispute resolution
For select disputes, users can use the online dispute resolution process through our site.
Learn about dispute optionsPartial invalidity
If any term here proves invalid, the rest remain effective according to the law.
Entirety of agreement
These terms reflect our whole agreement with users on site access and use.
Applicable laws and regulations
Terms follow Malaysian law and regulations for financial information sites.
Account ending
We may terminate access if inappropriate use is detected, according to site policy and Malaysian law.
Terms changes
We may update terms for accuracy or law changes. Users should check updates regularly.
Contact for terms
Questions or feedback on these terms may be sent to us by email or via the site’s contact form.
Email Address: content@nivoraplax.sbs
Phone: +60 18-845 2562
Address: Regus - Shah Alam, Wisma Sunway, Shah Alam, Selangor 40400 Malaysia
Effective from: January 3, 2026
Version: 2.0